1. Pay Your Bills On Time Being late on payments is the number one contributor to poor credit. Just pay on time, even if you’re paying the minimum balance, if it’s on time, it doesn’t hurt you. Collections have a major impact on your score, so avoid those altogether by paying your bills on time.…
Honestly we wish we had a magic wand that could fix all negative credit reporting in one go, but unfortunately, credit repair doesn’t work that way. As with any kind of rehabilitation, credit repair takes time. Remember that your credit report is a history, it lets lenders know how you’ve managed credit over long periods…
There are many benefits to having good credit, and, if you have bad credit, to repairing it. Now, we all know that a poor use of credit, paying high interest to big credit companies, is a money waster for everyone. However, there are a lot of perks for people who use credit to their advantage.…
Today’s interest rates are at their lowest levels. Home prices are more affordable today than they were in the entire past decade. Owning a home is often less expensive than renting – even without looking at the biggest hidden secret to savings. In fact, tax savings and benefits are often unknown to new and prospective…